Profile of a Trust Deed Investor

Sandy MacDougall, Real Estate Crowdfunding, Real Estate Investing, Equity Crowdfunding

Are you currently or are you thinking about becoming a Trust Deed (TD) Investor?  What are the characteristics and profile of a Trust Deed Investor?  Are there any common threads amongst current investors that can help others decide whether to enter this Current Income, Non-Correlated Alternative Asset Class? The author accumulated the TD Investor Profile highlights listed below from over 300 successful Hard Money Loans and Trust Deed Investments through Mortgage Vintage and CrowdTrustD...

CrowdFunding: Promise or Peril for Hard Money Lenders?

Sandy MacDougall, Real Estate Crowdfunding, Real Estate Investing, Equity Crowdfunding

When one of our lenders recently moved their investment funds to Crowdfunding Trust Deed providers, I realized I better get up to speed on Crowdfunding.  How will this new capital raising phenomenon impact the Hard Money Loan and Trust Deed investment business?  How can a Hard Money Lender effectively Crowdfund?  I will answer a few of these questions over my next few Blogs but for today I will discuss whether Crowdfunding offers ...

5 Questions to Ask when Choosing a Real Estate Hard Money Lender

As a Real Estate Investor or Mortgage Broker, many times you will need to act quickly to buy or assist someone buy or refinance real estate.    When time is of the essence, Hard Money financing is the best and fastest alternative.  Below are 5 questions to ask when you need to choose a Hard Money Lender: Q: Does the Lender offer you pre-approval letters and deal coaching? A buyer presenting a Hard Money Lender provided P...

5 Advantages of a Managed Trust Deed Portfolio vs. a Mortgage Fund

Sandy MacDougall, Real Estate Crowdfunding, Real Estate Investing, Equity Crowdfunding

Which is the better investment:   A Trust Deed Portfolio or a Mortgage Fund that invests in Trust Deeds?     You have probably already figured out that you should add non-correlated Alternative Investment, current income producing Trust Deeds to your investment portfolio to be truly diversified and protected from the volatile world of Stocks and Bonds.    This article explains the difference and benefits to an investor building his own Trust Deed Portfolio through a Hard ...

Testimonial

I was pleased with my investment return. The borrower was late several times but the support and answers I received from Valerie and Sandy allowed me to keep my patience. The borrow then sold and fulfilled the loan, back payments and penalties so it all made the risk worth the return and then some. ~ D Walk...

Recently Funded Hard Money Loan in Los Angeles for $2,535,000

Valerie Silva, Real Estate Crowdfunding, Real Estate Investing, Equity Crowdfunding

Current Mortgage Vintage Borrower and Business Owners looking for a business purpose cash-out on this beautiful mountain view SFR in Los Angeles to payoff existing liens and to help finance inventory for family interior and jewelry design business and growth for new specialty Vodka business. Subject Property is a large 4 bed, 4 baths high end 3,367 s.f. SFR located in Los Angeles (Bel-Air) with Mountain Views.  Property is sittin...

Recently Funded Hard Money Loan in Calabasas for $220,000

Valerie Silva, Real Estate Crowdfunding, Real Estate Investing, Equity Crowdfunding

Mortgage Vintage, Inc., funded this 2nd TD in Calabasas, CA for $220,000


Investment Scenario:

 

642 FICO Woodland Hills resident, Business owner and previous borrower of Mortgage Vintage looking for a business purpose cash-out. Partial of the funds will be used toward borrower’s advertising business and the remainder will be used to payoff existing 2nd TD and finish the rehab on the subject property. Borrower has spent over $150k on the rehab.  This ...

Here Come the 2nd's

Here come the 2nd’s! Rising California home prices are increasing equity in many primary residences and homeowners are wisely utilizing this capital through Home Equity Line of Credit’s (HELOC) or Business Purpose 2nd Trust Deeds. This Blog explains parameters and best practices for obtaining and or funding a business purpose 2nd Trust Deed and some of the differences between a Bank HELOC and a Business Purpose 2nd Trust Deed...