HOW IT WORKS
You become the Lender when you invest in Trust Deeds. Let your capital work for you by earning high yielding monthly income. Trust Deed investing is simple. No gimmicks or complicated formulas. CrowdTrustDeed connects the Lender to the Borrower through the Internet.
It is simple to get started. Register or Sign In, click on Available Offerings and then Review and Pledge on the available high-quality Trust Deeds. You can pledge for the whole loan if available or a fractional interest
If you are interested in Selling a California Trust Deed, you can do that too, visit our Sell page for more information about becoming a Sponsor.
Sign-up to become an investor/lender, it only take a couple of minutes to register. Each investor's information is reviewed prior to their account being approved.
You will receive an email upon approval, usually within a few hours, and surely by the next business day.
Preview Trust Deed Opportunities
Preview the wide selection of Trust Deeds available in our marketplace. Select opportunities based on your investment interests, property type, location, loan amount, interest rate or other criteria to ensure the investment is suitable for you.
Select from newly originated loans (Promissory Note and Trust Deed) funded directly from escrow or buy a "seasoned loan" that is already closed with a payment history.
Pledge an investment amount, either for the whole loan amount or a fractional interest. When you pledge we will provide secure access to the loan file so you conduct your own due diligence, assessing the risk and suitability. You can increase, decrease or release your pledge within the first 48 hours of pledging. Additional requests to modify pledges after the 48 hours are taken on a case by case basis.
Fractional interests sizes vary and are available in units that are from 1/35th to 100% of the loan amount. Minimum investments are typically $25,000 or higher depending on the Trust Deed. Typically, Trust Deed investments are limited to a maximum of 10 investors however on larger loan sizes we sometimes go up to 35 investors.
Once a loan is fully funded and ready to close, the investment status will change to funding now. At that time no changes to pledges will be allowed. All investors will be notified and lender documents will be provided for signing along with wire instructions for wiring funds into escrow.
Lenders that pledge on a Trust Deed will be notified via email that the loan has moved into the funding stage.
During the funding stage, Lenders will receive 3 documents including:
1. Servicing Agreeement,
2. Lender Purchase Disclosure Statement,
3. Wire Instructions.
Lenders should sign and send back #1 and #2 above and then follow the instructions on the email regarding wiring the funds to the Escrow for the transaction.
Your Capital is now invested, earning monthly returns
Monthly principal and interest payments on the loans you have invested in are automatically deposited to your bank account via ACH.
All loan servicing is managed by our loan servicer, the leading private money servicer in America, with over $6 Billion of loans in servicing and a 30 year operating history.
Reinvest! Keep your Money Working for You!
When the borrower is ready to pay off their loan, either at maturity or earlier, a payoff notice will be provided to you. A final interest payment will be made along with the remaining principal balance. Your capital is then ready to reinvest.